If you can borrow, I said monitored
A new program allows the university to know the maximum expenditure that can deal for the period we are living.
For each person the software created by University of Rome for Assofin will have as a result the maximum credit that can get in order to pay off without the "stay with the water to the throat."
The software is well designed and has an important behind.
I cannot pay the mortgage because it is hard to calculate what the highest capacity credit for a refund is.
The application in question should help us understand.
Surely such a program will help the calculations, but unfortunately the economic crises of the variables are always difficult to predict, sometimes good and sometimes bad.
We hope that the next will be positive.
The rates Euribor began the descent
Here at last with this expectation news Euribor rates are falling.
After a year of continuous climb increasingly fast, now the rates have reversed the trend, and as for oil falls.
Draghi as he announced the quarterly Euribor rate (a lot used for the calculation of the installment of the loan) reached 5%, while the monthly has touched 4.69%.
We hope that these decreases have considerable and immediate influence on the rate of loans granted.
Perhaps it is time to hope in being able to lower the rate of the loan right now that started the new procedure for renegotiation provided by the government.
We hope the Euribor continues with its downward trend.
Last month the contributions for the first house in Milan
Take in November last month for access to the contributions first house in Milan.
For the year 2008 the Milanese municipality has provided some relief for the renovation or purchase of a first home.
The time limit for access to this fund is about to expire (1 December), we do not know yet if there will be a renewal of this fund, and decide soon on a homeowner to use the facility.
Here are the categories that can access this fund.
In May participate in the following categories of families long resident in the property subject of the request for assistance
• YOUNG COUPLES: Components of the opposite sex and younger than 40 years,
should have married in the period from 1 October 2007 and June 30 2009;
• SOLE pregnant: pregnant woman of the first Council, which is devoid of single or spouse for legal separation without cohabitation, to divorce or death;
• ONLY ONE PARENT WITH CHILDREN OR MORE DEPENDENT CHILDREN:
father or mother with one or more the dependent children, which is an unmarried or with no spouse for legal separation without cohabitation, to divorce or death. This category includes unions.
• FAMILY NUCLEI WITH AT LEAST THREE CHILDREN: Parents are joined by bond of marriage with three or more children the dependents.
Furthermore, in order to participate in the call, you must have:
• CITIZENSHIP: be Italian citizens or EU citizens or with non-EU residence card or residence permit at least biennial regular work or self-employed;
• OTHER FACILITIES: have not received other benefits for the same functionality provided by this call;
• Pregnant SUN: existence of the condition of pregnant women as of December 1
2008 inclusive, to be followed after the birth of the child;
• LAND: no need to have another "appropriate accommodation" in the territory region of Lombardy. An "adequate" means an accommodation with a number residential premises that are the number of persons in family interested in the announcement (excluding the kitchen, cooking corner, the toilets, the storage) or an accommodation with five or more premises.
• SUITABLE FAMILY: To be eligible, the core family must have an index of Equivalent Economic Situation (ISEE) not exceeding € 30,000.00, calculated on the income and assets held in 2007.
A link is a short but clear brochure that will satisfy your doubts.
The mortgage crisis those in recent months has affected the whole Europe and overseas, has rightly discouraged buying real estate, but if you must inevitably make the purchase, the benefits are certainly not to lose to "amortize" the difficulties of period.
Faissola bank confirms the stability of internationalization to the forum
At the forum the President of internationalization Abi Faissola said as announced in spite of the crisis, banks have not had the slightest sign of failure:
At a time of tension and difficulty of the market as the present one, the Italian banking sector has shown strong and stable and is continuing to support the internationalization strategies of firms, looking with particular interest to Gulf countries.
In Italy there has been no default bank and no bank has used capital injections from the state, why did not need it
As mentioned a few weeks earlier with a press release, the President of Abi wanted to emphasize the concept expressed, before the financial crisis hit the country.
His assertions are correct, but the economic situation remains critical.
The statements reflect its position as guarantor of the economic system: it could mean the opposite?
Faissola is aware that the real "sword of Damocles" is the loss of investor confidence in the banking and financial system.
As long as the weather will be stormy, no investor will be encouraged to take the risk just by listening to mere assurances.
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