Mortgages: New levels antiwear
Yesterday, 29 September 2008, were published in the Official Gazette No 228 so-called "average rates of charge" to be applied by banks and brokers from 1 October to 31 December 2008 to combat wear.
The new levels, according to which the thresholds are calculated usurious rates, were established by Decree 23 September 2008.
Among the main changes compared to previous quarter (1/30 September) are: the increase in average rates for the lease (from 12.57 to 13.33%), the decline in the average rate on the sale of the fifth salary (from 15.13 to 13.96%), the slight increase in the maximum commission found (from 0.66 to 0.67%).
As regards the average rates of loans with collateral was an alignment of the fixed rate and variable rate to 6.30%. The usurious rates are equal to 9.45%.
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